Energy Efficient Mortgages

Welcome to the website of the Energy Efficiency Mortgage Hub of the Netherlands. The Energy Efficient Mortgages Hub Netherlands (EEM NL Hub) is a recent initiative established by market participants in the Dutch residential mortgage market to share ideas and follow relevant market developments. EEM NL Hub is a direct response to the request from the European Energy Efficient Mortgage Initiative (EEMI) to set up local (knowledge) hubs to follow the European legislation around energy efficient mortgages and the practical implementation on a national level. The NL Hub is supported by the European Covered Bond Counsel (ECBC) and the European Mortgage Foundation (EMF).

The focus of the Dutch Hub will be on:

  • Setting (and maintaining) an Efficient Mortgage definition and standard for the Netherlands;
  • Sharing insights and ideas that benefit and accelerate broad acceptance of energy efficient mortgages as both a (mainstream) risk class and a retail product in and outside of the Netherlands;
  • Create a network (hub) of market participants in the mortgage space across a range of industries (funders, investors, legal, IT, government) that exchange ideas in order to promote energy efficiency mortgages;
  • Contribute towards the Dutch national policy (Klimaatakkoord, Klimaatcommitment, klimaatwet ) with respect to residential mortgages.

Participants of the EEM NL Hub support and promote the acceleration and adaptation of energy efficient housing in the Netherlands.